Terms of Use
Website: www.intimemortgage.com.au
Company: Intime Mortgage Ltd
ABN: 84 620 582 890
Australian Credit Representative Number: 497422
1. Acceptance of Terms
By using this website, you agree to comply with and be bound by these Terms of Use and our Privacy Policy. If you do not agree, please discontinue use of this site immediately.
2. General Information Only
The information provided on www.intimemortgage.com.au is intended for general education and advertising purposes only. It is not intended to constitute personal or financial advice and has been prepared without considering your specific financial situation, needs, or objectives.
Before making any decisions based on information from this site, you should consider its appropriateness to your own situation and seek independent financial or legal advice.
3. No Financial or Legal Advice
While we aim to provide helpful and accurate content, nothing on this site constitutes formal credit, legal, or investment advice. We do not make any representations or warranties about the suitability or future prospects of any property or finance product discussed herein.
If a financial product is mentioned, you should obtain and read the relevant Product Disclosure Statement (PDS) before making any financial commitment.
4. Use of Our Services
Use of our mortgage broking or credit assistance services is subject to formal engagement. You will receive a Credit Guide and Privacy Policy before we commence any credit assistance. We are accredited with a panel of lenders and can only offer products from those lenders.
Our obligations under the National Consumer Credit Protection Act (NCCP) include:
- Making reasonable inquiries about your financial situation and loan needs
- Verifying the information you provide
- Ensuring any loan or product we offer is suitable and affordable for you
5. Referral Arrangements
You may be referred to Intime Mortgage Pty Ltd by a third party (such as a real estate agent or solicitor). In this case:
- No fees are charged to you by the referrer
- The referrer does not provide financial advice
- We may pay a referral commission to the referring party
- These arrangements will be disclosed in our Credit Quote & Proposal
- We may also refer you to third-party service providers and may receive loyalty bonuses or commissions from them
6. Third-Party Links
This website may contain links to external sites or resources. Intime Mortgage Pty Ltd does not control and is not responsible for the content or practices of these third-party sites. Accessing third-party links is at your own risk.
7. Privacy and Data Use
We collect personal and financial information as described in our Privacy Policy. This includes your contact details, financial history, and identity verification documents, which we may share with lenders, legal representatives, and credit reporting agencies.
By using this site and our services, you:
- Consent to the collection, use, and disclosure of your personal information
- Authorise us to act as your agent when seeking credit information from credit reporting bodies
- Understand that your data may be shared with third-party providers for loan processing or verification purposes
8. Copyright and Intellectual Property
All content on this site — including text, logos, images, and documents — is the property of Intime Mortgage Pty Ltd and may not be reproduced, distributed, or used commercially without prior written consent.
9. Disclaimer and Limitation of Liability
To the maximum extent permitted by law, Intime Mortgage Pty Ltd:
- Makes no warranties about the accuracy or completeness of website content
- Is not liable for any loss or damage arising from the use or misuse of the information on this site
- Disclaims any liability arising from your reliance on site content for legal or financial decisions
10. Conflicts of Interest
We have legal obligations to lenders and the law. These include not presenting false or misleading information and reporting any instances of fraud or unlawful conduct.
We maintain compliance processes to ensure you are not disadvantaged by any potential conflicts of interest.
11. Changes to Terms
We may update these Terms of Use at any time without notice. Your continued use of the website indicates your acceptance of the revised terms.
12. Governing Law
These terms are governed by the laws of New South Wales, Australia, and any disputes will be handled in its courts.
13. Contact Us
For more information, questions, or complaints, please contact:
Intime Mortgage Pty Ltd
📧 Email: info@intimemortgage.com.au
📞 Phone: 1300 702 970
🌐 Website: www.intimemortgage.com.au